A rare opportunity to own one of Stone Harbor s homes under $3 million and currently the only single-family active listing in this price range just in time for the 2026 summer season. This beautifully maintained upside-down design captures picturesque bay views and delivers a spacious, light-filled layout with 4 bedrooms and 3 full baths, including two en-suite-style accommodations. The second level is thoughtfully designed for entertaining, featuring an expansive living area, kitchen, and dining space that span the full width of the home. A sliding door opens to a private deck with bay views perfect for relaxing or hosting. The primary suite is also located on this level for added privacy. The first floor offers three additional guest bedrooms and a spacious flexible living space, while the exterior amenities enhance the coastal lifestyle. Enjoy a detached garage with electric and automatic opener, an outdoor shower with changing area, and a dedicated fish cleaning station. The generous off-street parking area easily accommodates multiple vehicles, along with space for a boat or watercraft. The home is thoughtfully appointed with zoned central air, electric baseboard heat for efficient year-round comfort, and a charming wood-burning fireplace. An expansive fully floored attic above presents the opportunity to create a dramatic cathedral ceiling over the living area in place of additional storage. Ideally situated conveniently close the beach on a wide, desirable street, the property is within easy walking distance to the downtown district, Chelsea Park, and the renowned Stone Harbor Point offering pristine beaches and natural beauty. Being offered furnished and move-in ready, this is an exceptional opportunity to enjoy the best of Stone Harbor living with strong investment potential.